Money & Financing

Found 3 blog entries about Money & Financing.

Smart Life Investment

Did you know that you can actually live in your real estate investment property?

Owning a rental property and living in it can be an excellent way to reduce your monthly mortgage payment outlay, while building home equity for your future. And, you can even do it as a first-time home buyer, if you plan ahead. The key is to purchase a home with 2-units, 3-units, or 4-units -- none more, and none less.

Homes with 2-4 units can be financed as residential mortgages, which means you get access to "regular" mortgage rates; and properties can be purchased no matter if you're currently renting a home or owning one.

You'll also get access to larger loan sizes because loan limits for multi-unit homes are higher than for 1-unit

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First Time Home Buyers

Owning a home may be your dream, but in order for the purchase to be the happy and satisfying experience it was meant to be, you need to ensure that you are financially and mentally prepared for the responsibilities that come with it.

 

 Are You Ready For Home Ownership? Some people have a notion that home ownership is like renting, but with the power to have pets and paint the walls whatever color you like. However, while these privileges are available to homeowners in most municipalities, they come with the responsibilities of a mortgage, taxes and home maintenance. Preparing for home ownership requires you to take critical stock of your finances and your expectations.

Search now for homes in the area.

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To put the best face on a listing and appeal to buyers who follow feng shui principles, keep these tips in mind..

1. Pay special attention to the front door, which is considered the “mouth of chi” (chi is the “life force” of all things) and one of the most powerful aspects of the entire property. Abundance, blessings, opportunities, and good fortune enter through the front door. It’s also the first impression buyers have of how well the sellers have taken care of the rest of the property. Make sure the area around the front door is swept clean, free of cobwebs and clutter. Make sure all lighting is straight and properly hung. Better yet, light the path leading up to the front door to create an inviting atmosphere.

2. Chi energy can be flushed

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